Remittances FY26 $41.6BRaast FY26 2.76B paymentsDigital retail payments 92%PVARA licence categories 11

Blog

News, guides and analysis on Pakistan's fintech, with every number sourced.

Regulation · Partner

Crypto tax in Pakistan: what the rules say in 2026

Pakistan has no crypto-specific tax rate. What the Finance Act 2026 did and did not add, how gains are likely treated, and what goes in your wealth statement.

· 3 min read
Banking · Partner

Bank account blocked after a P2P crypto trade: what to do

Why Pakistani bank accounts get frozen after P2P crypto trades, how a chain dispute works, and the steps people take, including State Bank and PVARA complaints.

· 3 min read
Regulation · Partner

Is crypto legal in Pakistan? What individuals need to know

The Virtual Assets Act 2026 regulates crypto businesses, not ordinary holders. What it says, what the State Bank and PVARA said, and where the risks remain.

· 3 min read
Stablecoins · Partner

PVARA: stablecoin pilots in Pakistan need approval first

PVARA's April 2026 advisory says stablecoin remittance pilots and partnerships need its prior approval. What it means for banks, fintechs and launch plans.

Freelancers · Partner

What is a PRC certificate? A guide for Pakistani freelancers

A PRC is the bank document showing a payment from abroad reached you and was converted to rupees. What it covers, who issues it and when you won't get one.

· 3 min read
Banking

Allied Bank Fintech Hackathon 2026: PKR 5.3m, apply by 11 Nov

Allied Bank and LUMS open the 5th Fintech Hackathon, with a PKR 5.3 million prize pool across five themes from agentic AI to remittances. Apply by 11 November.

· 4 min read
From us

How we write about Pakistan's fintech market

Every number on this site links to where it came from. Here is how Fintech Pakistan picks sources, checks figures and keeps its articles short and useful.

From us · Partner

Fintech Pakistan × Crypto Awaz: a strategic partnership

Fintech Pakistan and Crypto Awaz, a Pakistani crypto community, are partnering to help international fintechs build visibility and connections in Pakistan.

Remittances

$41.6 billion home: Pakistan's remittance record

Workers' remittances hit a record $41.6 billion in FY26, and the new fiscal year began stronger. Here is where the money comes from, and who wants to move it.

· 3 min read
Payments

92% digital: what SBP's latest data says about payments

Nine in ten retail payments in Pakistan now run through digital channels. By value, the story is very different. Here is what the State Bank's data shows.

Banking

Pakistan's digital banks: who's live and who's piloting

Five applicants won in-principle digital bank approval in 2023. Here is how far each one has moved, from live services to the pilots still in progress.

Regulation

PVARA licensing: what Pakistan's virtual asset rulebook says

Eleven licence categories, capital from PKR 15 million to PKR 500 million, and a passed deadline. Here is what Pakistan's virtual asset rulebook requires.

· 4 min read

Join the Fintech Pakistan community

A free WhatsApp group for people working in fintech in Pakistan.

How to join
FP Community · Free

What happens in the community

A free WhatsApp community where founders, operators, regulators and banks talk fintech, share jobs and help each other out.

Plus monthly meetups, and members hear about FP Live events first.